2022 JAN 10 (NewsRx) — By a
The assignee for this patent software is Toyota Jidosha Kabushiki Kaisha (
Reporters received the pursuing quote from the qualifications facts provided by the inventors: “
“The present disclosure relates to an info processing device, an details processing process, a application and a motor vehicle.
“Conventionally, there has been identified a technologies for choosing a top quality of an vehicle coverage for a driver of a automobile. For instance, Japanese Patent No. 6261637 discloses an insurance coverage condition choosing gadget that can flexibly make your mind up an insurance coverage affliction based mostly on encounter of a person, even when the user newly enters an insurance policies.”
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In addition to obtaining track record information on this patent application, NewsRx editors also obtained the inventors’ summary details for this patent application: “In the related art, there has not been sufficiently thought of a technologies in which, in the selection of the quality of the car insurance, the high quality is made a decision dependent on evaluation information about driving of the car or truck from one more person in addition to touring information about the vehicle. Accordingly, the objectivity of the decided quality is very low.
“The current disclosure has been built in look at of such a circumstance, and an item of the existing disclosure is to enhance the objectivity of the top quality of the automobile insurance coverage that is made a decision for the driver of the vehicle.
“An details processing product according to an embodiment of the existing disclosure incorporates a control device configured to get traveling information and evaluation facts, and to decide a top quality of an automobile insurance policies for a driver of a initially motor vehicle, based on a comparison method of the acquired touring info and the obtained analysis facts, the touring details staying attained in association with driving of the initially car or truck, the evaluation data remaining details about evaluation of the driving of the to start with auto by an occupant of a second vehicle that travels in a periphery of the first automobile.
“A application in accordance to an embodiment of the present disclosure causes an facts processing system to execute an procedure which includes: buying traveling facts, the traveling information and facts staying attained in affiliation with driving of a initial automobile obtaining analysis details, the evaluation information becoming data about analysis of the driving of the first car or truck by an occupant of a next car or truck that travels in a periphery of the 1st automobile executing a comparison approach of the obtained traveling info and the acquired analysis info and selecting a top quality of an car insurance for a driver of the 1st motor vehicle, centered on the comparison course of action.
“A automobile according to an embodiment of the current disclosure contains a handle unit configured to obtain traveling information and evaluation information and facts, and to come to a decision a quality of an auto insurance policies for a driver of the motor vehicle, centered on a comparison procedure of the acquired touring information and the obtained analysis info, the traveling information being acquired in affiliation with driving of the auto, the evaluation facts becoming data about evaluation of the driving of the auto by an occupant of an additional automobile that travels in a periphery of the car.
“An information and facts processing unit, an facts processing process, a system and a vehicle according to an embodiment of the existing disclosure make it achievable to improve the objectivity of the premium of the car insurance policies that is resolved for the driver of the automobile.”
The promises provided by the inventors are:
“1. An information processing unit comprising a regulate unit configured to get touring information and analysis information, and to come to a decision a top quality of an car insurance coverage for a driver of a to start with vehicle, centered on a comparison method of the obtained traveling details and the acquired evaluation data, the traveling facts currently being acquired in association with driving of the initially auto, the analysis data becoming information and facts about analysis of the driving of the initially auto by an occupant of a 2nd vehicle that travels in a periphery of the 1st car.
“2. The facts processing product in accordance to assert 1, wherein the regulate unit acquires identification facts about the first vehicle by specification of the 1st car or truck by the occupant of the second auto, and specifies the initial car or truck based on the acquired identification information and facts in the comparison system.
“3. The data processing unit in accordance to claim 2, whereby the management device decides the premium when the handle unit determines that the touring information about the specified to start with automobile matches the analysis information and facts in the comparison course of action.
“4. The information processing product according to assert 2, wherein the identification information and facts includes amount data of a amount plate of the initial automobile, the variety information and facts becoming specified from a traveling graphic that is taken by an outdoors-motor vehicle camera of the 2nd car.
“5. The details processing product according to declare 1, wherein the command unit specifies the first car that is involved with the traveling data matching the evaluation details, in the comparison approach.
“6. The information processing machine in accordance to claim 1, whereby the command unit presents observe of the decided premium to an coverage company that gives the vehicle insurance coverage, and when the command unit decides that the insurance policy enterprise has acknowledged the top quality, the handle device offers notice of the high quality to the driver of the initial car.
“7. The information processing gadget according to declare 1, whereby when the manage device determines that the high quality has arrived at a threshold price, the manage device decides a driving system that lets the quality to be lowered, and gives detect of the driving strategy to the driver of the initially motor vehicle.
“8. An facts processing technique comprising: the facts processing device in accordance to declare 1 the 1st motor vehicle that gives the touring data to the details processing gadget and the next car that delivers the evaluation info to the data processing device.
“9. A software that triggers an information processing unit to execute an operation including: obtaining traveling information and facts, the traveling facts getting attained in affiliation with driving of a to start with car or truck: getting analysis details, the analysis information and facts getting data about analysis of the driving of the first motor vehicle by an occupant of a next car that travels in a periphery of the initial car executing a comparison method of the acquired touring data and the acquired evaluation information and facts and deciding a quality of an auto insurance policy for a driver of the first motor vehicle, primarily based on the comparison approach.
“10. The software according to declare 9, whereby the operation incorporates: obtaining identification info about the very first vehicle by specification of the initial automobile by the occupant of the 2nd car and specifying the to start with motor vehicle based mostly on the acquired identification info in the comparison course of action.
“11. The program in accordance to declare 10, whereby the procedure consists of selecting the premium when the details processing unit decides that the touring information about the specified to start with auto matches the evaluation data in the comparison course of action.
“12. The software according to assert 10, wherein the identification facts consists of number details of a selection plate of the 1st motor vehicle, the range details remaining specified from a traveling picture that is taken by an exterior-car or truck camera of the second car.
“13. The program according to assert 9, wherein the procedure consists of specifying the to start with motor vehicle that is involved with the touring information matching the evaluation data, in the comparison process.
“14. The software according to assert 9, whereby the procedure consists of: offering notice of the determined quality to an insurance business that presents the car insurance policies determining no matter whether the insurance policy company has approved the high quality and offering see of the premium to the driver of the to start with car, when it is identified that the insurance plan corporation has recognized the top quality.
“15. The plan in accordance to assert 9, whereby the operation contains: determining no matter if the high quality has reached a threshold value choosing a driving strategy that will allow the premium to be reduced, when it is decided that the top quality has reached the threshold benefit and supplying discover of the resolved driving system to the driver of the initial motor vehicle.
“16. A automobile comprising a management device configured to receive touring information and analysis data, and to determine a high quality of an auto coverage for a driver of the vehicle, centered on a comparison approach of the acquired traveling facts and the acquired evaluation information, the traveling data being attained in association with driving of the automobile, the analysis info getting info about analysis of the driving of the car by an occupant of another car or truck that travels in a periphery of the automobile.
“17. The vehicle according to declare 16, wherein the management unit acquires identification information about the auto by specification of the motor vehicle by the occupant of the other vehicle, and determines whether or not the obtained identification facts coincides with specific info about the auto in the comparison process.
“18. The car or truck in accordance to declare 17, wherein the command device decides the high quality when the command device establishes that the obtained identification information and facts coincides with the individual info about the vehicle and that the traveling facts about the automobile matches the analysis information in the comparison method.
“19. The car or truck in accordance to assert 16, whereby the regulate device presents discover of the made the decision top quality to an insurance plan business that provides the automobile insurance coverage, and when the regulate unit determines that the insurance policies business has recognized the top quality, the management unit presents observe of the top quality to the driver of the motor vehicle.
“20. The automobile according to claim 16, wherein when the management unit decides that the quality has reached a threshold benefit, the manage unit decides a driving method that allows the premium to be decreased, and offers see of the driving process to the driver of the automobile.”
For much more facts, see this patent application: KOZUKA, Tomoyuki MIURA, Mitsuhiro NAKANISHI, Tooru SASAKI, Tomo SUGIMURA, Tae YAMADA, Tadashi YAMANE, Josuke. Details Processing Product, Facts Processing Process, Application And Vehicle. Submitted
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